Sunday, November 25, 2018

BPI Express Credit Card: How to Increase You Credit Card Limit




There are three ways to increase your credit card limit: 



1. Via Online Banking: For registered Online Banking users, Log in to your account, click Other Services > Credit Card Services > Increase in Credit Limit.  

Reminders:



1. Must be a principal cardholder for a year and must not have requested for an increase of credit card limit in the last six (6) months. 
2. Request is subject for evaluation/approval. 
3. For credit card acquired through Express Start program, credit card limit request should be done in your branch of account. 
4. If approved (Php 100,000 and above), the credit card will be be upgraded to Gold MasterCard.
5. Fill up the information: 






6. Fax the requirements to 845-5738 with routing code 20611

Note:

Requirements: 

For employed individuals: ITR or Certificate of Employment and Latest 2 payslips
For self-employed individuals: ITR or Audited Financial Statement
For professionals: ITR

Note:

You must indicate your complete name and confirmation number on the documents you will be sending through fax.
Request will be cancelled if requirements are not received within 3 banking days. 


2. Via Phone Banking:


  • 1-800-188-89100 for domestic toll-free calls (available to PLDT subscribers)
  • +63 + 2 + 89-10000 for mobile phone users



3. Maintaining good credit standing: 










Luckily, I was able to increase my credit limit with no hassle by maintaining a good credit standing.  It took me 1 year and six months for them to increase my credit limit. This is very helpful, esp. when it comes to purchasing big ticket items,as I don't need to split my payment. Though, I make it into a point to always pay EVERYTHING at the end of the month. 


9 comments:

  1. I never knew I could literally apply to have my credit limit increased. I thought it was all just the bank's discretion without any action from the card holder. Thanks for this!

    ReplyDelete
  2. Weirdly enough, I got a credit card from my bank. The customer relations officer even asked me if I wanted to have the credit limit increased to 100k, just tell her raw. But I didn't know you can do that online. But haven't really used it. But I might for when I travel outside the country.

    ReplyDelete
  3. All your hard work is much appreciated. Nobody can stop to admire you. Lots of appreciation. bank of america edd

    ReplyDelete
  4. There are literally tens of hundreds of credit cards on offer in the USA, and the list is growing daily. So, which is the best on offer? It very much depends on how each person plans to use their card. credit cards europe

    ReplyDelete
  5. Health care providers are being bombarded with high service charges and huge reductions in payment because the giant health insurance companies and HMOs first take their portion and then typically don't pay the doctor or health care provider for 60 to 120 days or more for his/her services. Reseller Cash Discount Program

    ReplyDelete
  6. Well, the reason I visited your site today is to look for the best credit card that I can use for my daily purchases and online shopping. Thanks to your post because now I now know the right credit card that I can use for my online shopping and also for all my daily purchases. I really want ti thank you for sharing an information such as this one.
    https://www.tecteem.com/paypal-login/

    ReplyDelete
  7. Thank you because you have been willing to share information with us. we will always appreciate all you have done here because I know you are very concerned with our. 신용카드 현금화

    ReplyDelete
  8. Very useful post. This is my first time i visit here. I found so many interesting stuff in your blog especially its discussion. Really its great article. Keep it up. 정보이용료 현금화

    ReplyDelete
  9. Very nice Tips on credit card... Here are some credit card you may like to check out: World market credit card and Citi credit card

    ReplyDelete

I'd love to hear from you. I read and appreciate all comments. :)