Sunday, November 25, 2018

BPI Express Credit Card: How to Increase You Credit Card Limit

There are three ways to increase your credit card limit: 

1. Via Online Banking: For registered Online Banking users, Log in to your account, click Other Services > Credit Card Services > Increase in Credit Limit.  


1. Must be a principal cardholder for a year and must not have requested for an increase of credit card limit in the last six (6) months. 
2. Request is subject for evaluation/approval. 
3. For credit card acquired through Express Start program, credit card limit request should be done in your branch of account. 
4. If approved (Php 100,000 and above), the credit card will be be upgraded to Gold MasterCard.
5. Fill up the information: 

6. Fax the requirements to 845-5738 with routing code 20611



For employed individuals: ITR or Certificate of Employment and Latest 2 payslips
For self-employed individuals: ITR or Audited Financial Statement
For professionals: ITR


You must indicate your complete name and confirmation number on the documents you will be sending through fax.
Request will be cancelled if requirements are not received within 3 banking days. 

2. Via Phone Banking:

  • 1-800-188-89100 for domestic toll-free calls (available to PLDT subscribers)
  • +63 + 2 + 89-10000 for mobile phone users

3. Maintaining good credit standing: 

Luckily, I was able to increase my credit limit with no hassle by maintaining a good credit standing.  It took me 1 year and six months for them to increase my credit limit. This is very helpful, esp. when it comes to purchasing big ticket items,as I don't need to split my payment. Though, I make it into a point to always pay EVERYTHING at the end of the month. 

Monday, November 12, 2018

Guns N’ Roses Concert + Mt. Gola and Mt. Manalmon Trek

Mt. Manalmon
This kind of scenery makes me want to climb more mountains

Got the front and center spot. Well, I arrived at the venue at 8. The first person in line. Basically, I waited for a good 12+ hours before the show. I wasn’t pleased with the organizer of the show. The person who was assigned at the entrance didn’t have clear instruction on where to line up. Here I was  waiting from 7:40 AM then someone was arguing na she was lining up since 12 sa other side, then ang inutil na  lady, parang natakot and she decided na mag make ng two lines. UGH! Pero all went well coz front and center baby! Psst. Go to Gun’s and Roses Instagram/Twitter page and you will see me there. I was featured. The girl who was holding a GNR limited Edition shirt. Hehe. 

Axl Rose
He physically changed, but he still have the same smile.


He looked at me twice and smiled once. Okay, I'm smitten na! hah!

I paid 1,600 for this, but it's all worth it.