I don't have an actual piggybank,but I have something that I consider my piggybank.Introducing....
.. my piggybank or shall I say my PiggyDarth?Waaaah.Hey,I grew up with three brothers.I know all about Star Wars.Can't help liking it specially when Qui-Gon Jinn was in it.Shucks!Haha!
Anyway,my PiggyDarth is a tin can which,as you can probably tell, originally contains chocolates.I got it days after Valentines day coz it was 75 percent off.I was drawn to the tin can,not the chocolates.For some weird reason,I don't crave for chocolates anymore.It's like "the" dessert I can live without.Too weird.Maybe because of the abundance of chocolates here that I've gone sick of it?Law of diminishing satisfaction?
How I Feed My PiggyDarth
• I spend cash.No credit cards.I have debit card,but I still prefer paying with cash.
I always withdraw $50 every week from my debit card as a "whatever-you-want-to-do-with-it" fund or,in short,"fun fund".Well,it is not purely fun fund coz I also get my transportation cost and some accidental groceries cost(accidental because I get meal stipend at work and whenever I go overboard,I take it from my "fun fund").I walk to work,but I do take the metro whenever the weather is bad.With this fund,I could eat out or buy that workout clothes I have been eyeing or whatever I can think of buying BUT,I regularly set Spending Fast or No Spending Day/Week/Weekend (I explained it here). I've gotten so good at it that my "no spending muscle" is now fully developed!
So,whatever else is left in my fun fund or whenever I don't spend at all,I feed it to Darth Vader.Like for the month of July,I didn't spend any of my fun fund at all so Darth Vader is $200 richer!I can here him say "C,feed me more money" with that voice of his when he said "Luke,I am your father". Ha!
I also challenge myself not to break the $50 into smaller bills by the end of the week. That also motivates me not to spend coz I don't like looking at smaller bills tucked in my wallet.I'll either lose it or spend it all.
So, there you have it. My own version of a piggybank. I hope you pick up a tip or two.