tag:blogger.com,1999:blog-6103696878033438648.post8906881683721788874..comments2024-03-18T12:23:21.046-07:00Comments on Pinas for Good: On Owning a House: A Common Filipino Homeowner's MistakeMaria Abellanosahttp://www.blogger.com/profile/17104026512253095345noreply@blogger.comBlogger15125tag:blogger.com,1999:blog-6103696878033438648.post-17336100117835252152014-10-10T23:59:32.060-07:002014-10-10T23:59:32.060-07:00Talaga! We moved in Taguig 1998 "parang probi...Talaga! We moved in Taguig 1998 "parang probinsya dati" - A lot of changes na here, Aside from the dfort & bonifacio properties are booming, & Ayala Land are developing FTI now. That's the reason why I'm worried because the tenant who claims the property in our area if awarded to him says he will recalcute the market value of our lot so we need addtl amount to that lot that we bought from him. I'm praying talaga to enlighten those who are in authorities not to grant him the property, he had sold millions already in that area just for the right that the govt has given him.gracehttps://www.blogger.com/profile/17964624846712294768noreply@blogger.comtag:blogger.com,1999:blog-6103696878033438648.post-55529346293793476312014-10-10T20:35:13.251-07:002014-10-10T20:35:13.251-07:00thanks sis. I've been long reading your blog a...thanks sis. I've been long reading your blog and even shared it in the office and they're so amazed with you. God bless sis :)Tessa Antoniohttps://www.blogger.com/profile/10827609208456928240noreply@blogger.comtag:blogger.com,1999:blog-6103696878033438648.post-30344168417639831232014-10-09T06:30:59.491-07:002014-10-09T06:30:59.491-07:00Hey Miss Grace,
Yah, according to my mom, the hub...Hey Miss Grace,<br /><br />Yah, according to my mom, the hubby ng neigbor ko loves to drink daw. To think na we live in a gated subdivision with security guards pa, tapos they are acting that way. Shame! Maria Abellanosahttps://www.blogger.com/profile/17104026512253095345noreply@blogger.comtag:blogger.com,1999:blog-6103696878033438648.post-17624293646347189362014-10-09T06:29:12.263-07:002014-10-09T06:29:12.263-07:00@ Miss Edel,
It's a pity, their situation. My...@ Miss Edel,<br /><br />It's a pity, their situation. My mom said that the neigbor's hubby is a drunkard! Everytime my mom would go visit to see how their doing, nag wa-wild daw yug hubby na! Saan naman ang thankfulness nyan? At least ill consider it nalang na I helped them and Im glad I am not I'm their shoes.Maria Abellanosahttps://www.blogger.com/profile/17104026512253095345noreply@blogger.comtag:blogger.com,1999:blog-6103696878033438648.post-69009309474123666092014-10-09T06:24:34.068-07:002014-10-09T06:24:34.068-07:00You are so right! Hopefully you'll own it na! ...You are so right! Hopefully you'll own it na! That's really a good deal! Mine is 80 sqm and it's worth 1.3M na (plus the house), so yours, I think, is a good deal!<br /><br />My kuya actually stayed in taguig before! I slept there before while processing my visa thing. I remember may na daanan akong madamig gabi leaves sa may tubig. I was amazed! Probinsyana talaga! Maria Abellanosahttps://www.blogger.com/profile/17104026512253095345noreply@blogger.comtag:blogger.com,1999:blog-6103696878033438648.post-53021045468590818882014-10-09T06:20:35.938-07:002014-10-09T06:20:35.938-07:00* her brother lives there** her brother lives there*Maria Abellanosahttps://www.blogger.com/profile/17104026512253095345noreply@blogger.comtag:blogger.com,1999:blog-6103696878033438648.post-47845959263563806162014-10-09T06:19:43.294-07:002014-10-09T06:19:43.294-07:00It's like my friend's dilemma, too. She ha...It's like my friend's dilemma, too. She have a house in Quezon City. She bought it for 2M seven or 8 years ago, she actually want to sell it but nobody wants to buy it. She said that she is not making money out of it coz her brother leaves there which she actually gives money pa to him as a from of support plus she pays for everything pa! Talk about a liability instead of an asset! Maria Abellanosahttps://www.blogger.com/profile/17104026512253095345noreply@blogger.comtag:blogger.com,1999:blog-6103696878033438648.post-81185591583266596872014-10-09T06:16:05.456-07:002014-10-09T06:16:05.456-07:00Ai, sobra sis!
I do have a friend who have been ...Ai, sobra sis! <br /><br />I do have a friend who have been renting for 10 years now while saving for a downpayment for a house. She recently bought a house actually coz her rent cost at her old apartment was the same as her current mortgage that she is paying now. Again, it's nice to own a property provided that you are sure that you will be saying there long term.<br /><br />I heard from Suze Orman that she knows a lot of successful people who, up until now, still rents. They invest heavily on businesses and the stocks,according to her. And according to Dave Ramsey naman, he said that it's ok to rent but if you are near retirement, you got to buy a house to "lock in those rent cost". Whatever floats your boat, right? Maria Abellanosahttps://www.blogger.com/profile/17104026512253095345noreply@blogger.comtag:blogger.com,1999:blog-6103696878033438648.post-63078904107069121952014-10-09T06:08:48.147-07:002014-10-09T06:08:48.147-07:00Hey sis, I followed you, btw.
It's a fellow t...Hey sis, I followed you, btw.<br /><br />It's a fellow thing to freeload a little bit. It's in our culture.. But the thing is, that neighbor I was talking about isn't even our relative! And we live in a gated community with security guard pa but neighbors like that seem to forget that we aren't in a slum area. Hey, we go through problems and all, she shouldn't have promised to pay me or she should have save te separation fee she got from work coz she knew she will be looking for a job! Maria Abellanosahttps://www.blogger.com/profile/17104026512253095345noreply@blogger.comtag:blogger.com,1999:blog-6103696878033438648.post-4887570314809974992014-10-08T22:04:21.448-07:002014-10-08T22:04:21.448-07:00Ang bait mo naman ms edel, okay lang tumulong wag ...Ang bait mo naman ms edel, okay lang tumulong wag lang abuso. 5 months na ngang walang trabaho at di nagbabayad ng electril bill nakukuha pang mag-party, okay lang if it concerns about the baby ang pagtulong pero dapat double effort na yung neighbor dahil may baby na, sori ha I just dont really like irresponsible people. I've seen a lot of poor people here - the sidewalk vendors, those people na nagtitinda ng aparador, pitsel, anything to sell sa daan, even the people na namumulot ng plastic sa kalye then they sold it to the junkyard, they are working hard to earn money, mas bilib ako sa kanila pero yung neighbor na walang trabaho, oh well :(<br />About sa housing pala---kung kayang tapusin bayaran-go-basta natitirhan or pinapaupahan.<br />Pero kung di sure kayang tapusing bayaran at hindi naman titirhan dahil malayo sa work or di napapakinabangan I think its not appropriate to get a housing just for the sake of owning a property.gracehttps://www.blogger.com/profile/17964624846712294768noreply@blogger.comtag:blogger.com,1999:blog-6103696878033438648.post-41622984438716132572014-10-08T18:54:06.682-07:002014-10-08T18:54:06.682-07:00Right, buying a house a lot is no joke. It's a...Right, buying a house a lot is no joke. It's a big responsibility. When I bought a small house for my parents (low-cost housing in Cavite) in 2008, I took a big risk. But somehow I knew my siblings will be there to help me shoulder the mortgage because it's "for my parents," not for me. So far, yung brother ko yung sumasagot ng mortgage ngayon. <br /><br />Nakakaawa yung neighbor ng mom mo pero mas hindi sya makakabangon kung patuloy syang aasa sa ibang tao. It's not too late pa naman, I'm sure if dadaanin nya sa tiyaga, makakahanap ulit sya work at makakaahon. At sana by that time, maalala nya kayong bayaran sa utang nya sa inyo.edelweizahttp://lifeinmanila.comnoreply@blogger.comtag:blogger.com,1999:blog-6103696878033438648.post-44747838795306891552014-10-07T21:57:27.194-07:002014-10-07T21:57:27.194-07:00I took the risk of buying just the right of a 77 s...I took the risk of buying just the right of a 77 sq.m. lot for 226,000.00 from a tenant in taguig 15 yrs ago, that's where we are living right now. Ang hirap kasi mangupahan,daig ko pa pulubi napalayas na kami noon bata ako, kariton ang gamit namin habang nahanap ng upahan kaya inuna ko sya. If I'm going to choose owning a house in Cavite through PAG-IBIG bukod sa malayo - talo sa transpo plus di ko sure kung matatapos kong bayaran or if I'm going to still rent the cheapest today here in Taguig is around P 3,000 monthly so I choose to gamble that amount, Ang hirap talaga mangupahan that's the reason why most Filipinos dream of owning a house. Still a lot of technicalities going on in our place because some of the areas there we're already awarded. I'm crossing my finger & praying to God for a good result. Well, whatever happens iniisip ko na lang, bawi ko na yung 226K ko assuming na umuupa pa rin ako hanggang ngayon.<br />Anyway, about your neighbor situation, nakaka high blood talaga yan--- pero bilib ako sa tolerance mo friend umabot pa ng 5 months, Talking about dignity, sadyang may mga taong makapal sa mundo natin.gracehttps://www.blogger.com/profile/17964624846712294768noreply@blogger.comtag:blogger.com,1999:blog-6103696878033438648.post-84778563472192061102014-10-07T20:33:33.550-07:002014-10-07T20:33:33.550-07:00We purchased a house and lot late last year throug...We purchased a house and lot late last year through PAG-IBIG. I honestly started to regret it because it is really, no doubt, a liability. Aside from the monthly mortgage, we pay someone to be a caretaker of the property since both us are OFW.<br /><br />I am in fact convincing my husband to sell the property. Frugal Expathttp://frugalexpat.com/2014/10/03/long-weekend/noreply@blogger.comtag:blogger.com,1999:blog-6103696878033438648.post-30696831842479264922014-10-07T18:47:30.561-07:002014-10-07T18:47:30.561-07:00I really cannot fathom how some people have no sha...I really cannot fathom how some people have no shame in mooching excessively on other people's hard earned money. <br /><br />But I also have my reservations about owning property, because apart from the actual purchase price of the house, things you need to consider include:<br />- the furnishings<br />- OpEx (operational expenses like water, electricity, househelp if you need help with the up keep, etc)<br />- Homeowner's dues<br />- Property Tax!!!<br /><br />Oh and yes, maganda sana na malaki ang bahay mo, as long as you can afford furnishing it and maintaining it until the day you die. I exaggerate, but you know what I mean. <br /><br />Though here in the US, its hard to keep renting, because (unlike in the PH, where you can get away with haggling on loyalty / tenure) rent increases (average PHP 50 / month) every time you renew. Maybe except if you live in a rent controlled area. It also can get tiring to keep on moving house. More expenses on that end too. Didihttp://dfordelicious.comnoreply@blogger.comtag:blogger.com,1999:blog-6103696878033438648.post-9508331182779313282014-10-07T17:56:47.278-07:002014-10-07T17:56:47.278-07:00Hi sis, we have the same sentiments here. we have ...Hi sis, we have the same sentiments here. we have a family house where my parents are staying ( my husband & I are leaving separately from them). It's a closed compound, but everyone in the neighborhood is enjoying the "blessings" inside it. From fruits of my dad's trees to water usage and even our lives. Mga chismosa to the max! Sobrang pakikisama. So when my parents talked about dividing the property b/n my kuya and I, Kuya strongly suggested that he'll just sell it rather than staying in a hell-like community. Having your own house is a life-long commitment. It is really best to check the neighborhood as well. Keep in consideration one's privacy and security. <br />Godbless :)Tessa Antoniohttps://www.blogger.com/profile/10827609208456928240noreply@blogger.com